All bank transfers in France, in Europe, or within the Eurozone are carried out under a standard: the SEPA standard. “Single Euro Payments Area,” SEPA, translated into French as the espace unique de paiement en euro, is one of the most advanced projects for harmonizing payment methods in Europe. Thus, just like a national transfer, you have the option to make a euro transfer within the SEPA area under the same conditions. How can you make an online transfer with La Banque Postale?
The two types of SEPA transfers that exist
Within La Banque Postale, there are two main types of transfers: the occasional transfer and the permanent transfer. The occasional transfer is a transfer order given for a single payment.
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As for the permanent transfer, it involves a transfer order issued regularly. These are transfers of the same amount benefiting the same person or business. These transfers are executed automatically according to a frequency you will have determined. However, you can terminate a permanent transfer at any time with your La Banque Postale.
It is worth noting that the permanent transfer allows you to save each month or make regular payments without having to repeat the same process every time. You just need to check your accounts at La Banque Postale from time to time to stay informed about the status of your bank account once your transfers are made.
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How do you make a transfer?
To make a transfer with La Banque Postale, you need to have the bank details of the person who will benefit from this transfer. You will find these details on their bank account statement, RIB. Don’t forget to check the identifier as well as the name of the beneficiary’s bank. You will also need to consider the IBAN number of the account to be credited.
Regarding the transfer itself, several channels are available. There is the customer area on the web, which you can access by logging into the website labanquepostale.fr. From this area, you can securely view and manage your accounts. Thus, from the transfer section, you can make, modify, or even cancel international transfers or transfers from France to international.
There is also the La Banque Postale mobile application that you can download easily and for free from your smartphone’s app stores. From this application, you can also view and manage your account by making, modifying, or canceling international transfers. These transfers can also be made from France. Additionally, you have the option to add a new beneficiary using the CERTICODE PLUS service.
Finally, there are many other ways to make your transfers. You can do it by calling 3696 in France or by visiting the counter at your usual post office.